How To Make Money In Retirement: Start Planning Now

How many of us are ready for retirement, and how many of us will have to depend on Social Security?

Personally, I don’t every want to depend on someone else, especially on the government and social security.

Are you fed up with being uncertain about your financial future and want to start preparing for a better life after retirement? How about you start preparing for that better life now.

Hard Times Don't Need to Be Your Future

Here are several ideas on ways to make extra money after retirement, but I’m asking you to consider it now, before retirement if that’s possible.

  • Part-time work at local businesses
  • Freelancing
  • Starting an Online Business
  • Teaching or Tutoring
  • Real Estate Investing
  • Stock Market Investing

Here’s the problem.

Many of these ideas don’t pay well, or if they do, they make take expertise you don’t have, or start up money that you want to protect.

So, what can we do?

I want to tell you about what I started creating several years ago and how it’s already generating significant income without any huge start up capital or the need to have a wealth of knowledge to get going.

Couple Walking Through Life Together

It’s called Affiliate Marketing, by creating your own simple website.

Lets simplify the affiliate marketing process as much as possible, because there is so much information, and outdated information as to how affiliate marketing works. It isn’t complicated at all and you are just as capable as I am of creating an online business.

Let Me Show You How I’m Creating a Better Retirement for Myself Today

If you have a few minutes, let me show you how I have built successful affiliate marketing businesses on the way to creating financial freedom and am now helping thousands of people do the same through the platform.

So let’s have a look at the process of affiliate marketing, and how that works, and then I am going to show you the process on what and how to start an affiliate marketing business, and how you can get started TODAY, with your own business online.

How Affiliate Marketing Works

There is a brain numbing amount of information on affiliate marketing on the web, but the problem is with so much information there is going to be bad information. The problem is finding the great information, plus a vibrant community that will help you along the way.

I have been running several successful online businesses over the past 6 years and the same “simple formula” that worked for me, continues to work to this day. You have a product, and you have a customer. Your job as an affiliate marketer is to align these two things. That’s it!

Here is a diagram outlining how affiliate marketing works:

How Affiliate Marketing Works

Now this is a slight oversimplifying, but I am doing this for a reason. I don’t want you to be scared of the word “affiliate marketing”, because you are just as capable of creating a full-time and very successful affiliate marketing business as I am. All you need is the right training, the right guidance, and the tools necessary to get you there.

The thing is, affiliate marketing at it’s core is very simple. There are a few terms that you will want to become familiar with.

Affiliate (YOU). You are the affiliate, this means that you can join companies like Etsy, eBay, Walmart, Amazon (and 10,000’s of others) and promote their products and services. When you join these companies Affiliate Programs, they will give you a special “affiliate link” that is exclusive to you, and allows you to track all of the sales you generate.

Affiliate Program (companies like Amazon). Most companies have an affiliate program, 99% of all of the brands in the world in fact can be promoted online and you, as an affiliate, can earn a commission. Amazon is one of the biggest affiliate programs in the world and will allow you to promote 100’s of MILLIONS of products, with a single account.

Earning Affiliate Commissions. Affiliate programs will give you a kick back if you can send people to their website, and they end up buying something. Say you send someone to Amazon through your affiliate link, and they end up buying a fridge. Amazon will pay you a % of the total sale. Amazon offers around 3-6% commissions, so a transaction like this may yield you $50 – $100 (depending on the price of the fridge). Depending on the company and affiliate program, they will typically pay between 2% and 50% in commissions.

Unlimited Potential. As an affiliate marketer, your potential has no limit. The more people you can get buying through your affiliate links, the more money you make. Many affiliate marketers make several million dollar per year, and this can be a reality for anyone that is willing to put forth the effort to build an affiliate marketing business. But HOW do you build an affiliate marketing business? I am going to cover that in the next section.

Let Me Show You How I’m Creating a Better Retirement for Myself Today

The 4-Steps to a Starting a Successful Affiliate Marketing Business

So, how can YOU create your own successful affiliate marketing start-up? There are actually only 4-steps to creating a successful affiliate marketing business, and if you can follow these steps and have access to the training, tools, and support necessary to run your business (which I will be helping you with), you are going to be off and running!4 Steps to Creating a BusinessSo I am not only going to be giving you the exact steps, but I’ll be helping you understand how you can accomplish these steps.

Step 1: Choose an Idea.

The first thing you are going to need to do before you start building out of any business, is come up with an idea for your business. This is also called the “niche” stage of your business, where you get to choose the audience and the category of your business. This could be anything, from training a puppy, to basketball, sports betting, to video games, etc. There are literally millions of potential directions that you can head with your business. This is the exciting part.

I tend to recommend that you choose a passion/interest as your niche. This way, you will truly love your business, and when you love what you do, you never have to “work” a day in your life. The Internet and the affiliate marketing industry has afforded us all this very opportunity.

How to Choose Your Idea: Choose a niche or a passion. There are over 5 BILLION people online now, so even the most obscure niches have a vast audiences. If you are a member of Wealthy Affiliate, you have access to video classes walking you through the niche selection process along with direct help from the community (and myself) who can give you feedback on your niche.

In addition to all of the training, there is now an A.I. tool that makes the process of finding a great niche so much easier. I use to be wary of A.I. but if you use it as a tool to research things, then it can be a powerful tool for you.

Step 2: Build a Website.

Your website is your foundation of your business. Think of it like a shop within the offline world. If you have no “storefront”, you don’t have the ability to attract and help customers, or the ability to sell anything. Your website is in essence your storefront, where you are able to help your audience, communicate with your audience, and promote products/services.

If you don’t have a website, you don’t stand a chance of running an online business. It is the first and key necessity you need to creating a long term business.

How to Accomplish This: You can build high performing and profit-ready websites with ease, at Wealthy Affiliate. You can even get up and running with one for completely free, within the Starter account. Another perk to using the website platform at Wealthy Affiliate is that their hosting (where your website lives) is high speed and ranks better than other providers. This can give you a competitive advantage and can lead to a lot more opportunity as you build out your website.

Here are a few success stories you can read about at Wealthy Affiliate by Clicking on the links below.

Wealthy Affiliate Members

Step 3: Get an Audience.

In the Internet world, your website is also the place where your “traffic” will arrive. Without people coming to your website, there is no way to make money. So it is important to understand how to attract traffic to your website.

Traffic can come in many forms, but one of the most sustainable and long term traffic methods is through search engine optimization. This means, getting ranked in search engines like Google, and as a result getting all sorts of FREE traffic to your website. Once you have traffic, you have opportunity.

So this is the next focus, once you have your website up and running. Build out your website in a way that leads to traffic.

How to Accomplish: You need proper “traffic” training, along with a website that is set-up to rank well within search engines. These are both things that are provided within Wealthy Affiliate, you have access to elite SEO training, along with classes and access to experts that will personally help you with your traffic campaigns. I can personally vouch for the expertise of the coaching and the quantity and quality of training that is continuously being updated.

Let Me Show You How I’m Creating a Better Retirement for Myself Today

Plus, there are many other ways you can get traffic to your website as you build it out. Social media channels, YouTube and video blogging, podcasts, and paid traffic channels. These are all covered in detail within the training at Wealthy Affiliate.

Step 4: Make Money.

Last but no least, the “make money” part of your business. This is where you earn money through affiliate programs. Basically there are over 550 MILLION products/services that you can promote as an affiliate marketer, in exchange for a commission. You will be adding these special links on your website from companies like Amazon, Etsy, Nike, Apple, eBay, etc., and you will then earn a “kickback” if someone goes from your website to theirs and ends up buying something.

The affiliate marketing industry is growing at the fastest pace ever, and affiliates stand to earn $12 BILLION online this year, with this growing even more next year. You can get your chunk of this pie.

How to Accomplish This: Finding affiliate programs can be an inefficient task at the best of times. You typically have to go through a bunch of Google searches, just to find what you are looking for. Within Wealthy Affiliate, you have instant access to an Affiliate Program search where you can search through 10,000+ affiliate programs, across some of the top affiliate networks online.

Not to mention, the training you will be getting on how to properly integrate affiliate promotions into your website to maximize conversions, along with some insight into the customer purchase lifecycle, critical information if you want to become a high performing, and successful affiliate marketers online.

So there you have it, how to effectively start an affiliate marketing business in a nutshell. If you are interested in creating your own affiliate marketing business and have no experience, or you are currently trying to build out or scale an affiliate marketing business and you are not getting the results you want, I can personally help you.

Below is one example of the kind of community engagement and support you will find at Wealthy Affiliate.

Wealthy Affiliate Community

Again, I have been at this for over 6 years and combined with Wealthy Affiliate’s work in this field for over 20 years, I am positive you will be impressed. You can immediately connect with me within my homebase at Upon creating your account, you will get access to the training, websites, hosting, research tools, networking, mentorship and direct support.

It’s also free to try, you can get a “test drive” Starter account for no cost, and no credit card required. I highly recommend if you are even the slightest bit interested in becoming an elite affiliate marketer, you get rolling right now with your account. I will be reaching out to you within 30 minutes or so, of you joining.

Let Me Show You How I’m Creating a Better Retirement for Myself Today

Please leave any questions you have for me below. I will make sure to get back to you as soon as I can (usually within a few hours).

Preparing for the future is a lot easier then you may imagine, and I am here to help you understand more about it and walk you through the process.

4 thoughts on “How To Make Money In Retirement: Start Planning Now”

  1. Hi Rick, This is a subject I have been looking into more and more since talking with my dad who is in retirement about retirement. I am someone who has always wanted that bit extra, so I started researching. 

    Coming across your article is like a little light has just switched on, affiliate marketing is certainly something I can see myself starting now and running, hopefully by retirement age, it might even run itself and I can relax. Thanks Rick.

    • Exactly. It’s best when people can start before retirement but even if someone waits, affiliate marketing can lead to some nice extra income that may keep people from having to work less desirable jobs.


  2. As a retiree, the emphasis on diversifying income streams really resonated with me. Exploring hobbies that can generate income is a brilliant idea that I hadn’t considered seriously before. The suggestion to utilize existing skills in a consulting capacity is also something I’m now keen to explore further. It’s clear that planning ahead can make a significant difference in retirement lifestyle quality. Thank you for sharing these insights.

    • I think too many of us have not given enough thought about life in retirement, but there is so much we can do if we would consider the opportunities.



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